What is Habitat for Humanity?
Washington County, Virginia Habitat for Humanity (WCHFH) believes that God’s love and grace abound for all, and that we must be “the hands and feet” of that love and grace in our world. As an affiliate of Habitat for Humanity International, we create opportunities for people in Washington County, Virginia to live in safe, decent, and durable shelter. We put faith into action by helping to build, renovate, or repair homes, and by partnering with others to accelerate and broaden access to affordable housing. A fundamental part of this work is advocating for just and fair housing policies and working to eliminate the constraints that contribute to poverty housing. Habitat is a leading voice in promoting the understanding of housing as a critical foundation for breaking the cycle of poverty. As a result of partnering with Habitat, homeowners develop strength, stability, and self-reliance.
Why own a home through Habitat?
Stable housing conditions and an affordable mortgage helps homeowners save, invest in education, pursue opportunity, and have financial stability. We make homeownership affordable by offering flexible terms and zero-interest or zero-equivalent mortgages and/or help homebuyers access affordable third-party credit. Future homeowners contribute hundreds of hours of “sweat equity,” building their own homes, working together with volunteers. By offering financial education, ensuring that homebuyers understand home maintenance and repair, and providing opportunities for community engagement, Habitat helps ensure that families who partner with us are well-prepared to make the transition from renters to successful long-term homeowners.
These homes are sold, not given, to approved homeowner applicants. Homeowners pay low monthly mortgage payments toward the full ownership of their homes, which are built and sold at below market value. Moving into and owning a Washington County, Virginia Habitat home improves the quality of life for its residents, not only in their physical surroundings, but also by instilling a sense of pride and responsibility which comes with home ownership.
Why Own a Home
Habitat for Humanity has shown that building a home does more than simply put a roof over someone’s head.
Poor housing causes more problems than many people realize. Aside from the obvious physical dangers present in a substandard home, many also have air-quality issues that contribute to asthma and other respiratory and neurological ailments. The high cost of rental housing sometimes puts low-income families and renters in the horrible position of having to choose between paying rent or purchasing necessities like medicines or school supplies. People who can’t make ends meet are forced to move, uprooting their children from their school and friends. Habitat provides families with decent and affordable homes, and with that comes a newfound peace of mind. No more living in fear; no more weekly trips to the emergency room. Thanks to their newfound stability, even children who once struggled in school find they now have what they need to excel.
Good housing in communities attracts economic investment and development, and contributes to thriving school systems and community organizations. It is a catalyst for civic activism and a stimulus for community-based organizations. Safe homes and neighborhoods, in which residents are satisfied with housing conditions and public services, help to build social stability and security.
How to Apply
The first step is to thoroughly review the eligibility requirements for our home ownership program. In order to qualify, applicants should demonstrate a need for improved housing, ability to pay, U.S. citizenship or permanent residency, and a willingness to collaborate with us in performing “sweat equity” and participating in an education program.
If you’re willing to get dirty, we will find something for you to do that fits with your capabilities. You can email us at firstname.lastname@example.org for an application to fill out. If you have questions, please call (276) 258-5469.