Be a Homeowner

What is Habitat for Humanity?

Washington County, Virginia Habitat for Humanity (WCHFH) believes that God’s love and grace abound for all, and that we must be “the hands and feet” of that love and grace in our world. As an affiliate of Habitat for Humanity International, we create opportunities for people in Washington County, Virginia to live in safe, decent, and durable shelter. We put faith into action by helping to build, renovate, or repair homes, and by partnering with others to accelerate and broaden access to affordable housing. A fundamental part of this work is advocating for just and fair housing policies and working to eliminate the constraints that contribute to poverty housing. Habitat is a leading voice in promoting the understanding of housing as a critical foundation for breaking the cycle of poverty. As a result of partnering with Habitat, homeowners develop strength, stability, and self-reliance.

Why own a home through Habitat?

Stable housing conditions and an affordable mortgage helps homeowners save, invest in education, pursue opportunity, and have financial stability. We make homeownership affordable by offering flexible terms and zero-interest or zero-equivalent mortgages and/or help homebuyers access affordable third-party credit. Future homeowners contribute hundreds of hours of “sweat equity,” building their own homes, working together with volunteers. By offering financial education, ensuring that homebuyers understand home maintenance and repair, and providing opportunities for community engagement, Habitat helps ensure that families who partner with us are well-prepared to make the transition from renters to successful long-term homeowners.
These homes are sold, not given, to approved homeowner applicants. Homeowners pay low monthly mortgage payments toward the full ownership of their homes, which are built and sold at below market value. Moving into and owning a Washington County, Virginia Habitat home improves the quality of life for its residents, not only in their physical surroundings, but also by instilling a sense of pride and responsibility which comes with home ownership.

Why Own a Home

Habitat for Humanity has shown that building a home does more than simply put a roof over someone’s head.
Poor housing causes more problems than many people realize. Aside from the obvious physical dangers present in a substandard home, many also have air-quality issues that contribute to asthma and other respiratory and neurological ailments. The high cost of rental housing sometimes puts low-income families and renters in the horrible position of having to choose between paying rent or purchasing necessities like medicines or school supplies. People who can’t make ends meet are forced to move, uprooting their children from their school and friends. Habitat provides families with decent and affordable homes, and with that comes a newfound peace of mind. No more living in fear; no more weekly trips to the emergency room. Thanks to their newfound stability, even children who once struggled in school find they now have what they need to excel.
Good housing in communities attracts economic investment and development, and contributes to thriving school systems and community organizations. It is a catalyst for civic activism and a stimulus for community-based organizations. Safe homes and neighborhoods, in which residents are satisfied with housing conditions and public services, help to build social stability and security.

How to Apply

The first step is to thoroughly review the eligibility requirements for our home ownership program. In order to qualify, applicants should demonstrate a need for improved housing, ability to pay, U.S. citizenship or permanent residency, and a willingness to collaborate with us in performing “sweat equity” and participating in an education program.

If you’re willing to get dirty, we will find something for you to do that fits with your capabilities. You can email us at athompson@helphabitat.org for an application to fill out. If you have questions, please call (276) 258-5469.

Other Resources

Our program may not be the right fit for every individual or family. Here are a few other housing resources in the Washington County, Virginia area.

Affordable Rental Housing
(276) 623-9000
1173 West Main St, Abingdon VA 24210
Low to moderate-income families reside in a safe and affordable multi-housing complex operated by People, Inc. of Virginia.

Homeless Prevention and Rapid Re-Housing Program
(276) 623-9000
1173 West Main St, Abingdon VA 24210
Homeless families or those at risk of becoming homeless receive short to medium-term financial assistance and services that assists them in becoming self-sufficient. Operated by People, Inc. of Virginia.

Home Ownership Program
(276) 623-9000 or (276) 466-6527
1173 West Main St, Abingdon VA 24210
Low- to moderate-income clients/families gain financial stability, accumulate assets and equity, and make a long-term investment in their future by becoming homeowners with assistance from People, Inc.’s Homeownership Counselors. Participants are provided housing counseling services and are assisted with foreclosure counseling. Operated by People, Inc. of Virginia.

Rural Development
(276) 889-5750
This program helps rural residents acquire adequate housing through home ownership. Application process required. Participants are required to attend home ownership and money management counseling.

Section 8 Rental Assistance
(276) 623-9000
1173 West Main St, Abingdon VA 24210
Low-income households obtain safe, affordable housing through rental assistance that fills the gap between the housing cost and the amount that the household can afford. Operated by People, Inc. of Virginia.

SHARE Homeless Intervention Program
(276) 623-9000 or (276) 466-5587
1173 West Main St, Abingdon VA 24210
Martin Luther King Jr Hwy., Bristol VA 24201
Operated by People, Inc. of Virginia. Contact office manager at either the Abingdon central office or the Bristol office. The SHARE (HIP) program provides temporary rental and mortgage assistance to low-income households at imminent risk of homelessness due to a crisis situation. Eligibility for assistance is determined through a pre-screening and application process. Funds are limited. Contact office for more information.

Town of Abingdon Housing
(276) 628-5661
300 Green Spring Rd., Abingdon VA 24210
The program strives to offer assistance to families in obtaining safe and low cost housing through Section 8 and HUD vouchers. Fees depend on the need of the family and unit chosen. Town of Abingdon residents only.

Transitional Housing
(276) 623-9000
1173 West Main St, Abingdon VA 24210
Provides housing to homeless families with children for up to two years. One adult in the family must be able to enter an educational or job training program in conjunction to a self-sufficiency program involving a family savings account. Funds and space are limited for eligible families. This program is operated by People, Inc. of Virginia.

Washington Co. Section 8 & HUD Voucher Program
(276) 623-9000 or (276) 466-6527
1173 West Main St, Abingdon VA 24210
Operated by People, Inc., the program strives to offer assistance to families to obtain safe, low cost housing through Section 8 and HUD vouchers. Fees depend on the need of the family and unit chosen. Washington Co. Residents only.
 

  • Homeowners